Education Policy v2
EDU-PLUS · Education line · Child education savings with guaranteed payouts at school stages.
Covers
| Cover | Code | Default limit | |
|---|---|---|---|
| Education Benefit | EDU | — | mandatory |
| Waiver of Premium | WOP | — | optional |
Eligibility rules
| Field | Rule | Reason |
|---|---|---|
| No eligibility gates configured. | ||
Pricing
| Base rate | 2% of sum insured |
| Minimum premium | KES 12,000 |
| Levy: Stamp Duty | KES 40 |
Intelligence configuration
| Domain | Autonomy mode |
|---|---|
| Underwriting | ASSIST |
| Claims | ASSIST |
| Renewal | AUTO |
| Communication | AUTO |
| Payments | AUTO |
off → no intelligence · assist → prepare work · recommend → propose actions · auto → execute within authority.
Version history
| Version | Status | Effective |
|---|---|---|
| v2 current | active | 01 Oct 2025 → present |
| v1 | retired | 01 Oct 2024 → 01 Oct 2025 |
Policies stay bound to the version under which they were issued — history is never silently modified.
Underwriting rules
| Referral threshold | KES 10,000,000 |