Configure products, not code
Define covers, eligibility, pricing and premium rules per product version. Quotes are generated by rules, not hard-coded — launch or reprice a product without a release.
Products to market in days, not quarters — configuration replaces code.
Measured against your baseline. You pay on the delta — not licenses, seats or hours.
Model one product line and expose a quote API your agents or website can call.
Every pilot ships with deterministic stub integrations — KRA, M-Pesa,
WhatsApp — so you can prove the outcome before a single real credential is issued. Swap
drivers in .env when you go live.
Inside CoverOS this capability shares one customer model, one event bus and one intelligence layer with everything else — quotes trigger communications, payments drive renewals, claims feed learning. One baseline, compounding deltas.
Outcome: Customers onboarded, served and paying — without a portal login or agent visit.
Outcome: Onboarding in seconds: verified KRA PIN and national ID at API speed.
Outcome: A book of business your team actually acts on — more renewals, fewer lost customers.