Core capability

Insurance CRM

Customer 360 for insurers, brokers & agents

One unified customer view — identity, policies, quotes, claims, payments, communications and risk profile — for direct sales teams, agents and brokers.

The outcome we sell

A book of business your team actually acts on — more renewals, fewer lost customers.

Measured against your baseline. You pay on the delta — not licenses, seats or hours.

Pilot it standalone

Import your book of business and run relationship management on CoverOS while policies stay in your legacy PAS.

Every pilot ships with deterministic stub integrations — KRA, M-Pesa, WhatsApp — so you can prove the outcome before a single real credential is issued. Swap drivers in .env when you go live.

Or run the whole operation

Inside CoverOS this capability shares one customer model, one event bus and one intelligence layer with everything else — quotes trigger communications, payments drive renewals, claims feed learning. One baseline, compounding deltas.

Capabilities it compounds with

Channels

WhatsApp Access Channel

Outcome: Customers onboarded, served and paying — without a portal login or agent visit.

APIs

KYC & Identity API

Outcome: Onboarding in seconds: verified KRA PIN and national ID at API speed.

Core

Product & Quote Engine

Outcome: Products to market in days, not quarters — configuration replaces code.

We don't sell software. We build intelligent technology that produces measurable outcomes.

Name your outcome